BRED VISA Viti

One Card, unlimited freedom!

We’re excited to announce the launch of BRED VISA Viti our new Visa‑branded everyday debit card for customers across Fiji.

Benefits

USE AT VISA ACCEPTED ATMS ACROSS FIJI
SWIPE AT ANY BANK EFTPOS
OVERSEAS USE AVAILABLE ON REQUEST
TRUSTED + SECURE
LINKED TO EXISTING BRED ACCOUNTS (For BRED Customers only)

BRED Visa Viti | FAQs

(Frequently Asked Questions)

01 | About BRED Visa Viti

BRED Visa Viti is an everyday Visa‑branded debit card from BRED Bank Fiji. It is designed to give you an affordable, convenient and secure way to pay for your daily needs.

You can use it for:

  • Everyday shopping.
  • Purchases at EFTPOS terminals nationwide.
  • Cash withdrawals at any Bank’s ATMs across Fiji.
  • Other day‑to‑day transactions across Fiji.
  • Overseas use is available on request.

BRED Visa Viti is a debit card, not a credit card. This means:

  • It is linked to your BRED Bank account.
  • You spend your own money from that account.
  • There is no interest charged on purchases.
  • Convenient: One card for shopping, bills, and cash withdrawals.
  • Affordable: Low monthly fee and flat transaction fee.
  • Accessible: Use it at any bank’s ATM in Fiji and EFTPOS terminals nationwide.
  • Fast: Contactless “tap and go” payments at participating merchants.
  • Secure: Backed by Visa’s global brand and security standards.
  • Same day Card Issue: Card is issued in‑branch (after approval) so you can start using it within a few hours after setting up your PIN at the branch.

02 | Where and how you can use the card

You can use your BRED Visa Viti:

  • At any Visa accepted Bank’s ATM in Fiji to withdraw cash and check your balance.
  • At EFTPOS terminals nationwide to pay for purchases at participating merchants.
  • For everyday shopping and bill payments across Fiji.

Yes. BRED Visa Viti supports contactless “tap and go” payments at participating merchants.

  • Just tap your card on the payment terminal where you see the contactless symbol.
  • For some amounts, you may not need to enter your PIN (depending on the merchant’s and network’s limits and settings).
  • In the event the tap option does not work, insert the card into the terminal

Yes, overseas use is available on request, subject to:

  • Standard bank conditions
  • Security checks and controls

You will need to ask BRED Bank Fiji to enable overseas usage on your card before travelling.

Online usage may be available, depending on the card configuration and security settings at the time of issuance. Please ask at your branch or call 132 100 to confirm online payment availability on your card.

03 | Fees and charges

  • Monthly card fee: FJD $2.00 starting from the second month after issuance, as the first month is free
  • Transaction fee (within Fiji): FJD $0.40 per transaction
  • Overseas limit increase fee: $35 per request

Other standard account and service fees apply, such as:

  • Account maintenance fee (example, a Premium Savings Account that has Visa Viti will be charged FJD $2.00 account maintenance fee and FJD $2.00 monthly card fee.
  • ATM services
  • Replacement cards
  • Overseas transactions

For full details, please refer to the Customer Banking Services – Fees & Charges brochure or visit www.bred.com.fj.

04 | Eligibility and application

You can apply if you:

    • Are 18 years or older
    • Have (or open) an eligible BRED Bank Fiji account
    • Provide the required Know Your Customer (KYC) documents (such as valid ID and proof of address, as required by the bank)
  • If you are already a BRED customer, you can link BRED Visa Viti to your existing eligible account.
  • If you are new to BRED, you can open an account and apply for BRED Visa Viti in the same visit to the branch.
  1. Visit any BRED Bank Fiji branch.
  2. Bring your valid ID and required KYC documents.
  3. Open an eligible BRED account (if you are new to the bank).
  4. Complete the BRED Visa Viti application with the help of our staff.

Once your application is approved and your account is set up:

  • Your BRED Visa Viti card is issued in‑branch, so you do not have to wait for the card to arrive later.
  • Once you receive your card, you will be required to set up your PIN at the Branch.
  • You can start using it at ATMs and EFTPOS terminals in Fiji after setting up your PIN.

Operational conditions may apply, but the product is designed for issuance in branches.

05 |  Security, limits and lost cards

Yes. BRED Visa Viti benefits from:

  • Visa’s global security standards
  • PIN‑protected transactions
  • Contactless payments with built‑in security limits
  • BRED Bank’s fraud monitoring and security controls

These features work together to help protect you from unauthorised use.

  • Call 132 100 or 323 0218 immediately or contact your nearest BRED branch.
  • We will block your card to prevent unauthorised transactions.
  • You can request a replacement card, in line with our fees and charges.

The sooner you report the loss, the better we can protect your money.

Yes. For your protection, BRED Visa Viti has daily limits on:

    • ATM cash withdrawals
    • EFTPOS purchases
    • Contactless “tap and go” transactions

06 | Managing your card and account

BRED Visa Viti is linked to your chosen BRED Bank Fiji account, usually your main transaction or salary account. All transactions made with the card are debited directly from this account.

You can track your spending by:

  • BRED Connect – Internet Banking
  • ATM balance enquiries and mini statements
  • Monthly account statements
  • Other digital channels offered by BRED Bank Fiji, where applicable

If you have questions about your transactions, you can visit a branch or call 132 100.

Yes. You can set up or change your PIN in line with the bank’s security process. Staff will guide you when the card is issued, and you can request a PIN change later if needed. A PIN reissue fee may apply according to the current fees and charges schedule.

Because BRED Visa Viti is a debit card, transactions are usually approved only if your account has enough funds or an approved facility, where applicable. If the balance is not sufficient, your transaction may decline.

07 | Other common questions

No. BRED Visa Viti is a debit card:

  • You use your own money
  • There is no revolving credit and no interest on purchases

08 | What is the difference between the Visa Cards in BBF?

Allows local and international access. This card is available to customers who are in permanent employment with salary is directed to BRED Bank.

Available only to corporate customers.

Allows local access at any Bank ATM or EFTPOs terminal.  This card is a suitable alternative to the PLC if the customer wishes to access funds from any local Bank ATM or EFTPOS terminal.  Limited international access is also available upon application.

Customer can maintain their PL card and select a Visa card of their choice.

You can:

Our staff will be happy to explain the product and help you decide if BRED Visa Viti is right for you.

Quick Links

Customer Banking Services – Disclosure of Fees & Charges

Learn More

Schedule of Rates

Learn More

Disclaimer: The BRED Visa Viti card is an everyday debit card for day‑to‑day spending and is not designed or intended to be used as a long‑term savings product. Using your card, especially for online and overseas transactions, may increase your exposure to fraud and scams. Overseas and online usage is subject to security checks, default limits, and any approved limit increases (fees may apply).

Please keep your card and PIN secure at all times and contact BRED Bank Fiji immediately if you notice or suspect any unauthorised transactions. Before applying, please refer to the BRED Visa Viti FAQs and the Customer Banking Services – Fees & Charges brochure.