BRED VISA Viti
One Card, unlimited freedom!
We’re excited to announce the launch of BRED VISA Viti our new Visa‑branded everyday debit card for customers across Fiji.
Disclaimer: The BRED Visa Viti card is an everyday debit card for day‑to‑day spending and is not designed or intended to be used as a long‑term savings product. Using your card, especially for online and overseas transactions, may increase your exposure to fraud and scams. Overseas and online usage is subject to security checks, default limits, and any approved limit increases (fees may apply).
Please keep your card and PIN secure at all times and contact BRED Bank Fiji immediately if you notice or suspect any unauthorised transactions. Before applying, please refer to the BRED Visa Viti FAQs and the Customer Banking Services – Fees & Charges brochure.
Benefits
What is BRED Visa Viti?
BRED Visa Viti is an everyday Visa‑branded debit card from BRED Bank Fiji.
It is designed to give you an affordable, convenient and secure way to pay for your daily needs.
You can use it for:
- Everyday shopping.
- Purchases at EFTPOS terminals nationwide.
- Cash withdrawals at any Bank’s ATMs across Fiji.
- Other day‑to‑day transactions across Fiji.
- Overseas use is available on request.
Where and how you can use the card
Q1. Where can I use BRED Visa Viti in Fiji?
You can use your BRED Visa Viti:
- At any Bank’s ATM in Fiji to withdraw cash and check your balance
- At EFTPOS terminals nationwide to pay for purchases at participating merchants
- For everyday shopping and bill payments across Fiji
Q2. Does the card support contactless “tap and go” payments?
Yes. BRED Visa Viti supports contactless “tap and go” payments at participating merchants.
- Just tap your card on the payment terminal where you see the contactless symbol
- For some amounts, you may not need to enter your PIN (depending on the merchant’s and network’s limits and settings)
Q3. Can I use BRED Visa Viti overseas?
Yes, overseas use is available on request, subject to:
- Standard bank conditions
- Security checks and controls
You will need to ask BRED Bank Fiji to enable overseas usage on your card before travelling.
Q4. Can I use BRED Visa Viti online?
Online usage may be available, depending on the card configuration and security settings at the time of issuance. Please ask at your branch or call 132 100 to confirm online payment availability on your card.
Fees and charges
Q1. What does BRED Visa Viti cost?
- Monthly card fee: FJD $2.00
- Transaction fee (within Fiji): FJD $0.40 per transaction
- Overseas limit increase fee (7 days only): $35 per request
Q2. Are there any other fees?
Other standard account and service fees apply, such as:
- Certain ATM services
- Replacement cards
- Overseas transactions
For full details, please refer to the Customer Banking Services – Fees & Charges brochure or visit www.bred.com.fj.
Who it’s for & eligibility
Q1. Who can apply for BRED Visa Viti?
You can apply if you:
- Are 18 years or older
- Have (or open) an eligible BRED Bank Fiji account
- Provide the required Know Your Customer (KYC) documents (such as valid ID and proof of address, as required by the bank)
Q2. Do I need to be an existing BRED customer?
- If you are already a BRED customer, you can link BRED Visa Viti to your existing eligible account.
- If you are new to BRED, you can open an account and apply for BRED Visa Viti in the same visit to the branch.
Q3. How do I apply for BRED Visa Viti?
- Visit any BRED Bank Fiji branch.
- Bring your valid ID and required KYC documents.
- Open an eligible BRED account (if you are new to the bank).
- Complete the BRED Visa Viti application with the help of our staff.
Q4. When will I receive my card? Is it really instant?
Yes. Once your application is approved and your account is set up:
- Your BRED Visa Viti card is issued instantly in‑branch, so you do not have to wait for the card to arrive later.
- You can start using it straight away at ATMs and EFTPOS terminals in Fiji.
Operational conditions may apply, but the product is designed for on‑the‑spot issuance in branches.